Welcome Home San Diego County

Shopping for a New Home in Winter

If you’ve been thinking about buying a new home, winter is the time to start getting serious. Here are a few reasons to brave the cooler weather and go on a house hunt:

The winter season has fewer units on the market, and sellers tend to need to move from their property. You can use that to your advantage to get a favorable deal.

Winter has fewer buyers in the market. Looking for a home in the winter can be inconvenient, and people are less likely to move. Families also tend to be on a September to June cycle because they are unwilling to move their children to a new town in the middle of the school year. Fewer buyers means less competition.

Lenders usually have fewer loans to process and less paperwork to deal with. With lenders less hassled, you might be able to  expect a smoother process to get approved for a mortgage.

Finally, as all savvy shoppers know after the holiday season comes the season of bargain opportunities. This includes houses as well!!

So go out and brave the weather, rain or sun and find that home you’ve been looking for. NOW IS THE TIME TO BUY.

For a complete list of all the latest short sales, foreclosures and standard sales call: PAM or JOANNA .

PAM PARTON: 760-580-1615                       JOANNA WOOLLEY: 760-580-1630

Why Real Estate is still America’s Best Investment

Why Real Estate is still AMERICA’S BEST INVESTMENT

The latest headlines tell us the economy fluctuates from recovery to ruin on a weekly basis. In reality, real estate is cyclical, and the market is on its way to recovery in most areas. Although you may feel nervous about home ownership, property is still your best long – term investment.

In more than two thirds of the country, housing affordability has dipped to pre-housing bubble levels, creating opportunities for those looking for a bargain. Home prices are expected to rise in 2013 due to fewer distressed sales and the impending housing shortage.

Mortgage rates have decreased over the last fifty years to record lows. Due to the economic downturn,borrowers with stellar credit and a solid employment history are best able to secure financing right now. However, as conditions improve, the market will expand for borrowers who may not fit the mold of traditonal lending standards, such as the self employed.

A major advantage of homeownership is building equity. The average seller who purchased a home in 2002 gained 24% in equity, while those who purchased their homes 11 to 15 years ago had a median gain of 40%.

So in spite of all the negative news the press is brain washing us with IT IS STILL A GREAT TIME TO BUY A HOME!

For more information on great HOME  DEALS available in North County San Diego give us a call as  we would love to share this information with you.

PAM PARTON:  760-580-1630                             JOANNA WOOLLEY: 760-580-1615

Content courtesy of

Brian Buffini, Wall Street Jouranl and National Association of Realtors.

28453 ALMONA WAY,VALLEY CENTER,CA 92082

Gorgeous Custom Valley Center Home

28453 ALMONA WAY, VALLEY CENTER, CA 92082

This gorgeous estate offers the highest quality of upgrades you could wish for.The breath taking kitchen will bring out the chef in most everyone!With stunning custom cabinetry, granite and solid butcher block counters opening to inviting family rm & wet bar.Walnut and Versialles Travertine flooring throughout.Spacious Master Retreat with private balcony for a special romantic evening. This unique property is one not to be missed, it has everything you could ever wish for in a home – truly a work of art.

Dream Chefs Kitchen

30618 Falling Star Circle, Valley Center, CA 92082

30618 FALLING STAR CIRCLE,VALLEY CENTER,C 92082

If you are looking for some peace and tranquility in your life this is the home for you. Located in the community of Valley Center one of the few last unspoilt havens in San Diego County, where you can escape to your very own tranquil paradise.

30618 Falling Star Circle,Valley Center, CA 92082

This gorgeous ranch style home offers all you have been waiting for. Attention to detail and beautifully appointed in every aspect. A welcome and flowing light open floorplan awaits you with an oversized gourmet kitchen which will bring out the chef in anyone. Ample counter and cabinets with spacious center island, large walk in pantry and vaulted ceilings.Large sunny breakfast area with stunning views of near by mountain ranges. Formal dining with large picture window and coffered vaulted ceilings. Huge master wing with luxurious master bath.

French doors lead to private garden patio. While away the summer evenings on your patio while you enjoy the breath taking sunsets. 2.10 premium acres suitable for horses with private entrance. Pride of ownership is apparent throughout this meticulously maintained home. Cat 5 central wiring.Fire Sprinklers throughout home and garage.Room for rv or boat.Large fenced backyard suitable for pool and spa.Dual Zoned Furnace and Air.

Welcome Home to Valley Center………………………

Listing Price: $590,000

Sq Ft: 3154

4 Beds / 3 Baths

2.10 Premium Acres.

FOR MORE INFORMATION ON THIS FABULOUS VALLEY CENTER PROPERTY

CALL JOANNA:  760-580-1630  OR PAM: 760-580-1615

Valley Center Home Sellers 5 Great Tips to Help Sell Your Home.

Valley Center Home Owners here are some tips to help you sell your home!

Here are a few tips for you home sellers out there:
 1. Have a pre-sale home inspection. Be proactive by arranging for a pre-sale home inspection. An inspector will be able to give you a good indication of any trouble areas that will stand out to potential buyers, and you’ll be able to make repairs before open houses begin.

2. Organize and clean. Pare down clutter and pack up your least-used items, such as large blenders and other kitchen tools, out-of-season clothes, toys, and exercise equipment. Store items off-site or in boxes neatly arranged in the garage or basement. Clean the windows, carpets, walls, lighting fixtures, and baseboards to make the house shine.

3. Get replacement estimates. Do you have big-ticket items that are worn our or will need to be replaced soon, such your roof or carpeting? Get estimates on how much it would cost to replace them, even if you don’t plan to do it yourself. The figures will help buyers determine if they can afford the home, and will be handy when negotiations begin.

4. Find your warranties. Gather up the warranties, guarantees, and user manuals for the furnace, washer and dryer, dishwasher, and any other items that will remain with the house.

5. Spruce up the curb appeal. Pretend you’re a buyer and stand outside of your home. As you approach the front door, what is your impression of the property? Do the lawn and bushes look neatly manicured? Is the address clearly visible? Are pretty flowers or plants framing the entrance? Is the walkway free from cracks and impediments.

Content courtesy of Realtor. com

IF YOU ARE THINKING OF SELLING YOUR HOME CALL PAM AND JOANNA TO FIND OUT WHAT WE WILL DO TO SELL YOUR HOME.

Pam Parton:  760-580-1615            Joanna Woolley: 760-580-1630

Home Sellers You Have 11 Great Reasons to List Your Home During the Holidays

VALLEY CENTER HOME SELLERS CHECK OUT THIS LIST ON WHY YOU SHOULD LIST YOUR HOME DURING THE HOLIDAYS:

For all of you Valley Center Homeowners out there who are considering putting your home on the market, read on for 11 Great reasons to list your home during the holidays, or why you should keep your home on the market if it is already listed.

• Home buyers who look for a home during the Holidays are more serious home buyers!
• Serious buyers have fewer homes to choose from during the holidays and less competition means more money for you!
• Since the supply of listings will dramatically increase in January, there will be less demand for your particular home. Less demand means less money for you.
• Homes show better when decorated for the holidays!
• Home buyers are more emotional during the Holidays, so they are more likely to pay YOUR price!
• Home buyers have more time to look for a home during the holidays than they do during a working week!
• Some home buyers must buy before the end of the year for tax reasons!
• January is traditionally the month for employees to begin new jobs. Since transferees cannot wait until Spring to buy, your home must be on the market now to capture the market.
• Your home can still be on the market, but you have the option to restrict showings during the six or seven days during the Holidays!
• By selling your home now, you may have an opportunity to be a non-contingent home buyer during the Spring, when many more homes are on the market for less money! This will allow you to sell at a higher price and buy at a lower price.
• You can sell your home now for more money and we will provide for a delayed closing or extended occupancy until early next year.

CALL PAM OR JOANNA TODAY FOR A COMPARATIVE MARKET ANALYSIS ON YOUR HOME AND A SPECIALIZED MARKETING PLAN ON WHAT WE WILL DO TO SELL YOUR HOME!

PAM PARTON: 760-580-1615                   JOANNA WOOLLEY: 760-580-1630

Free Money for Home Buyers in Valley Center and Escondido, CA

Are you looking to buy a home sometime in the near future? If you are don’t miss out on this GRANT money available now – it does not have to be paid back. Keep in mind that there has not been a better time to buy a home in the last 40 years than there is now, interest rates are down, home prices are down and there is grant money available. Why would you not want to take advantage of this opportunity to buy a home? Valley Center and Escondido offer some of the lowest prices in North County San Diego.

• This grant is equal to 3% of the total loan amount of the home you are purchasing.
•  Can be used for down payment, closing costs,prepaid items or earnest money.
• Program is available for first time homebuyers and non first time buyers.
• Home Buyer may own properties but must occupy the subject property.
• The 1st mortgage must be an FHA,VA, USDA-Rural Housing loans,thirty year fixed.
• Qualifying property types must be SFR owner occupied units, Fannie Mae approved condos and PUDS.
• Theres is a maximum income limit for San Diego County of $90,500 gross annual income
• Minimum FICO is 620.

Valley Center and Escondido Home Buyers what are you waiting for? Don’t miss out on this great opportunity to take advantage of some free money to help you get into the home of your dreams!

Call Pam or Joanna today for more information on how you can qualify for this CHF Platinum Grant Program.

PAM: 760-580-1615        JOANNA: 760-580-1630

VALLEY CENTER HOMEOWNERS – Read This for Quick Tips on How to Avoid Foreclosure Scams!

 IN THIS UNCERTAIN ECONOMIC CLIMATE

 most of us know someone who has experienced some kind of difficulty with their home loan.    

     With the recent rise in home foreclosures, foreclosure-related scams have increased significantly. So-called “foreclosure rescue companies” claim they will help save your home, but in reality are out to make a profit – at your expense. So read on for some tips on how to avoid these, and what you should be watching out for if you are a homeowner, or pass these on to another homeowner you know who might benefit from this advice.

WATCH OUT FOR:

• Requests for money up front before providing any service.
• Instructions telling you not to contact your lender, lawyer, housing counselor, family, friends or others.
• Requests for mortgage payments to be made directly to a company or bank account set up by that person, rather than your lender.
• Requirements for payments only in the form of cash, cashiers check or wire transfer.
• Some entity advises you to transfer your property deed or title to his or her company.
• Someone offers to fill out paperwork for you and encourages you to lease your home and buy it back over time.
• Anyone who tells you to do something immediately and without delay. This includes pressuring you into signing paperwork that you have not had the time to read thoroughly or do not fully understand.
• Offers to buy your home for a fixed price that is not set by the housing market at the time of sale.
• Requests for signatures on documents where lines have been left blank.
• Requests for signatures on a grant deed or deed of trust.

If you or some other homeowner has been the victim of a foreclosure-related scam or approached by someone you think might be scam artist, you may report the incident.

Call Pam or Joanna for further information on who you might contact or to get further advice on any foreclosure related scams. We are here to assist you in any way we can with the sale of your home. Our goal is to help you avoid any unnecessary stress and accomplish the sale of your home in a timely and efficient manner.

Pam Parton: 760-580-1615   Joanna Woolley: 760-580-1630  WelcomeHomeSanDiegoCounty.com

Have You Heard About San Diego Countys Best Kept Secret – Valley Center?

San Diego Countys Best Kept Secret, Valley Center

If you are thinking about selling your home and making a move to a different area.  You yearn for more open space, less people and some peace in your life – Valley Center might just be the place for you to buy a home. There are some so many wonderful homes for sale, and the prices are some of the best you will find in San Diego County. Fresh mountain air and stunning views which will knock your socks off are some of the perks of living in this glorious community. Only 35 miles to downtown San Diego make it very accessible to all amenities.

Another reason to move to Valley Center would be the school system offered. Three of the Valley Center schools have been recognised as California Distinguished Schools. VCPUSD students consistently score higher in the State tests than students of San Diego County and the State as a whole. Three of the schools have an API score of over 800. The schools are smaller than average size compared to others in San Diego County and offer a caring and supportive environment for the students.

Valley Center High School is a California Distinguished School, in its 10 year history, has proven its dedication to excellence in the classroom, on the athletic field, and in the performing arts. Its staff offer a professional learning community that is committed to all students achieving at high levels. Offering 10 Advanced placement courses for college credit along with the Maxine theatre, a state of the art performing arts facility located on the High School Campus featuring 577 seats, Steinway Grand Piano and a full theatrical fly.

Valley Center Middle School is dedicated to providing a rich educational environment that offers opportunites for all students to learn. Along with the focus on academic success, VCMS provides many opportunities for student enrichment that include: drama, chorus, computer technology, video production, craft and sewing projects, strings, agriculture, and a wide variety of after school sports.

Valley Center Elementary Schools create a safe, respectful and responsible environment  where students are inspired to achieve their individual potential and are recognized for their efforts.

Valley Center Primary School a distinguished California School, is an early childhood education where children learn and flourish in a caring and supportive environment. A deeply committed staff work collegially to provide a developmentally repsonsive curriculum for all children during their first years of school.

Valley Center Sunset

You will be pleased you have found San Diego Countys Best Kept Secret, Valley Center.

Content courtesy of VCPUSD.

TO VIEW HOMES FOR SALE IN VALLEY CENTER CALL PAM OR JOANNA:

PAM PARTON 760-580-1615                   JOANNA WOOLLEY 760-580-1630